Make spending more rewarding with cashback

Enjoy all the benefits and convenience of a Vantacard, while earning cashback.
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How does cashback work?
When you make a purchase with your cashback card, you’ll receive a percentage of that transaction back as a reward, which accumulates in your account. The more you spend, the more cash you earn. For example, if your card offers 1% cashback and you spend £3,000 a year, you’ll earn £30.

However, you can only earn cashback if you pay your balance in full each month. It’s also important to check your card’s terms and conditions to understand any rules or potential limitations. For example, some cards offer higher cashback rates for specific spending categories.
Advantages of cashback cards
Your American Express Cashback Credit Card offers multiple benefits, on top of cash rewards: Enjoy competitive cashback rates on your purchases. A simple, straightforward way to earn cash rewards, with no limit on how much you can earn in a year.

Explore American Express® Experiences – a service that reserves some of the hottest tickets exclusively for our Cardmembers. Whether your passion is music, film, dining, or theatre, we can get you closer to the action.Stay Secure. American Express Cards feature Chip and PIN technology, and all transactions are processed through our own secure system to minimise the risk of fraud – whether you’re spending at home or away.

Stay protected. Our early detection systems monitor potentially fraudulent activity. If you are a victim of Credit Card fraud, and you’ve taken reasonable care with your Card, our Fraud Protection Guarantee also means that you won't be held responsible for any costs linked to the fraud.

Protect your shopping. Refund and purchase protection also covers eligible items purchased using your Card within the last 90 days.

Get 24/7 customer service. Got a query? Our Customer Care Professionals and Global Assist® team are always on hand – contactable via phone, text, email or mail.

Use your Card abroad. Our Cashback Credit Cards are accepted all over the world, and your spend is converted as soon as we process the transaction. The American Express exchange rate is set daily. If you’re paying in US dollars, the amount will be converted directly to pounds sterling. If you’re paying in another currency, this will be converted to US dollars and then to pounds sterling.
How often is it paid?
Cashback is paid to you as a statement credit every year, around the anniversary of your Account opening.

Still have questions?

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